Mortgage Loan Originator Resume Sample

Mortgage loan originators advise and mentor potential borrowers through the loan application process in bank and other lending institutions. They may work with financial planners and real estate agents to gather more network for more new clients. Their duties start at the beginning of the loan application process and can extend all the way to loan approval and closing.

How to Become A Mortgage Loan Originator?

Mortgage loan originators must have a bachelor’s degree in a business-related field such as business administration, finance, or marketing. Originators must also be licensed and registered according to the Secure and Fair Enforcement for Mortgage Licensing Act of 2008, including 20 hours of education from an approved course provider. There also many state specific examinations required.

As a mortgage loan originator, you must have great interpersonal skills in order to maintain referral relationships and build client networks for loans. You will need to oversee the loan process through closing and articulate with clients and inner-team any complications with the loan process.

Loan originators must have the ability to provide education, advice, problem resolutions, and excellent customer service for borrowers. It is important to Have great communication skills, whether communicating to potential borrowers or lenders, and able to discuss complex and sensitive subjects with clarity.

Mortgage loan originators must have a strong understanding of state and federal laws surrounding loans, to educate both the client and lenders on the process and accuracy of application. Being transparent and articulate in your thoughts and communication will make the loan process easier for the client.

The Best Mortgage Loan Originator Resume Samples

These are some examples of job descriptions we have handpicked from real Mortgage Loan Officer resumes for your reference.

Mortgage Loan Officer

  • Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as mortgage loan products and their benefits.
  • Analyzed customer financial situations to ensure Conventional, FHA and VA loan approval.
  • Utilized training materials, reference tools, and other resources to provide accurate up-to-date loan program / policy information to clients and partners.

Mortgage Loan Officer

  • Scheduling and meeting with clients to discuss their income and credit qualifications for a mortgage.
  • Guiding borrowers to choose the program that will best suit their financial needs.
  • Running credit reports and credit analysis for borrowers with non-qualifying credit.
  • Preparing borrowers for closings and attending closings to ensure the transactions are thoroughly completed.

Mortgage Loan Officer

  • As a mortgage loan officer my job was to speak with clients both in person and over the phone to help them with their mortgage needs.
  • I also helped them rebuild their credit if they were unable to qualify for a mortgage.
  • I was always in constant communication with my clients and worked hand in hand with them throughout the process from “A-Z”.

Mortgage Loan Officer

  • Meeting with the prospective clients to provide a short presentation of the mortgage loan products.
  • Prepare, analyze and verify mortgage loan applications, make accurate and complete loan files submission to Underwriting.
  • Develop a consistent client base of realtors, borrowers and attorneys to gain leads and referrals. Maintaining personal networks.
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.

Mortgage Loan Officer

  • Solicit applicants for home mortgages, prepare, process and close those mortgage.
  • Handle all aspects of the procedure and maintain a “book of business” for those clients.
  • I worked closely with clients and lending institution employees.

Mortgage Loan Officer

  • Approve loans within specified limits, and tactically structured loan scenarios to meet the goals of business relationships.
  • Work with clients to identify their financial goals and to find ways reaching those goals.
  • Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Investigate and resolve inconsistencies between the various general ledgers and the corporate reporting platform.

Mortgage Loan Officer

  • Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.

Mortgage Loan Officer

  • Analyze credit, personal and financial information for prospective clients, either in person or by telephone.
  • Compile, verify and type mortgage application using IOriginate software.
  • Provide professional mortgage advise to potential clients based on their needs and the Company products.
  • Offer potential clients additional products that the company offers, such as checking, savings, investments, etc.

Mortgage Loan Officer

  • Analyzed customer financial situations to ensure approval for a variety of loan programs.
  • Researched and reviewed customer’s financial profile to ensure that all loans were in compliance to prevent fraudulent activity.
  • Achieved aggressive sales goals averaging over $1M in closed loans per month.
  • Developed and maintained successful relationships with business referral sources including realtors, attorneys, and financial advisors.
  • Communicated with and advised clients and partners during various stages of the loan process.

Mortgage Loan Officer

  • Generated new business in the form of mortgage loan sales in 12 states.
  • Guided clients through financial decisions, including their assets and their estate.
  • Assisted in processing and underwriting loans by obtaining and reviewing all documents to support the loan transaction.
  • Communicated with clients as the main point of contact through the entire process until the loan funds.

Mortgage Loan Officer

  • Originate mortgages for home purchases, refinance, new home construction, and commercial loans.
  • Initiation and development of marketing and promotional strategies including mailers, telemarketing, seminars, and realtor events to ensure constant flow of new business.
  • Hire and train new loan officers. Build a strong team of loan originators that dramatically increased branch’s revenues.
  • Review and analyze loan transaction packages for preliminary approval or denial in accordance with bank guidelines.

Mortgage Loan Officer

  • Prepared loan packages and ensured all aspects of closing process were completed on time.
  • Demonstrated skills to initiate manage and close business with ease; ensuring that clients obtained a loan that was not beyond their means.
  • Successfully processed some of the most challenging loan applications (e.g., first-time borrowers, self-employed applicants and borrowers with problematic credit histories).

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