Mortgage Loan Originator Resume Sample

A mortgage loan originator works with potential homebuyers and existing homeowners to help them purchase new homes or refinance their current ones. Duties include assessing a client’s credit history, explaining loan packages, processing applications, managing paperwork, providing advice on choosing the right payment plan, and counseling clients through the entire process of purchasing a home. The top skills for this position are sales management, communication skills, customer service skills, knowledge of lending procedures and fees (such as appraisal and underwriting), and computer software proficiency. A high school diploma is required along with an associate degree in finance or business accounting; candidates must also be licensed by their state’s department of banking or division of financial institutions depending on the state in which they work.

The Best Mortgage Loan Originator Resume Samples

These are some examples of accomplishments we have handpicked from real Mortgage Loan Officer resumes for your reference.

Mortgage Loan Officer

  • Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as mortgage loan products and their benefits.
  • Analyzed customer financial situations to ensure Conventional, FHA, and VA loan approval.
  • Utilized training materials, reference tools, and other resources to provide accurate up-to-date loan program/policy information to clients and partners.
  • Closed 7 loans in less than 30 days; recognized by Regional Manager for outstanding performance.
  • Earned appreciation as a call monitoring Superstar; effectively handled the needs and concerns of customers while adhering to banks’ guidelines regarding authentication, disclosure, and customer service.

Mortgage Loan Officer

  • Scheduling and meeting with clients to discuss their income and credit qualifications for a mortgage.
  • Guiding borrowers to choose the program that will best suit their financial needs.
  • Running credit reports and credit analysis for borrowers with non-qualifying credit.
  • Preparing borrowers for closings and attending closings to ensure the transactions are thoroughly completed.
  • Achieved award for meeting customer satisfaction guidelines based on customer survey ratings from customers who had applied for a loan.

Mortgage Loan Officer

  • As a mortgage loan officer, my job was to speak with clients both in-person and over the phone to help them with their mortgage needs.
  • I also helped them rebuild their credit if they were unable to qualify for a mortgage.
  • I was always in constant communication with my clients and worked for hand in hand with them throughout the process from “A-Z”.
  • Received outstanding quality award; applied quality assurance techniques by managing phone calls, e-mail, and web-based applications for new closings.
  • Advocated the necessary information included in HUD and FHA handling of consumer problems; successfully collaborated with other employees to resolve issues with clients.

Mortgage Loan Officer

  • Meeting with the prospective clients to provide a short presentation of the mortgage loan products.
  • Prepare, analyze and verify mortgage loan applications, make accurate and complete loan files submission to Underwriting.
  • Develop a consistent client base of realtors, borrowers, and attorneys to gain leads and referrals. Maintaining personal networks.
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.
  • Closed senior bank loans in a timely, efficient manner.

Mortgage Loan Officer

  • Solicit applicants for home mortgages, prepare, process and close those mortgages.
  • Handle all aspects of the procedure and maintain a “book of business” for those clients.
  • I worked closely with clients and lending institution employees.
  • Earned recognition as a ‘top-producing’ loan officer from senior bank officials.
  • Convinced 1st-time homebuyers never to finance their home with anyone but me.

Mortgage Loan Officer

  • Approve loans within specified limits, and tactically structured loan scenarios to meet the goals of business relationships.
  • Work with clients to identify their financial goals and find ways to reach those goals.
  • Analyze applicants’ financial status, credit, and property evaluations to determine the feasibility of granting loans.
  • Investigate and resolve inconsistencies between the various general ledgers and the corporate reporting platform.
  • Generated over $8,000 for local charities, including the American Cancer Society, National Multiple Sclerosis Society, and United Way.

Mortgage Loan Officer

  • Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Analyze applicants’ financial status, credit, and property evaluations to determine the feasibility of granting loans.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Provided free mortgage seminars to the public to help consumers save thousands of dollars each year on mortgages and refinancing costs.

Mortgage Loan Officer

  • Analyze credit, personal and financial information for prospective clients, either in person or by telephone.
  • Compile, verify and type mortgage application using IOriginate software.
  • Provide professional mortgage advice to potential clients based on their needs and the Company’s products.
  • Offer potential clients additional products that the company offers, such as checking, savings, investments, etc.
  • Processed loan applications in a timely and efficient manner.

Mortgage Loan Officer

  • Analyzed customer financial situations to ensure approval for a variety of loan programs.
  • Researched and reviewed customers’ financial profiles to ensure that all loans were in compliance to prevent fraudulent activity.
  • Achieved aggressive sales goals averaging over $1M in closed loans per month.
  • Developed and maintained successful relationships with business referral sources including realtors, attorneys, and financial advisors.
  • Communicated with and advised clients and partners during various stages of the loan process.

Mortgage Loan Officer

  • Generated new business in the form of mortgage loan sales in 12 states.
  • Guided clients through financial decisions, including their assets and their estate.
  • Assisted in processing and underwriting loans by obtaining and reviewing all documents to support the loan transaction.
  • Communicated with clients as the main point of contact through the entire process until the loan funds.
  • Recognized for outstanding performance, as well as for having developed a product that was driven by written guidelines and consistent with industry standards.

Mortgage Loan Officer

  • Originate mortgages for home purchases, refinance, new home construction, and commercial loans.
  • Initiation and development of marketing and promotional strategies including mailers, telemarketing, seminars, and realtor events to ensure a constant flow of new business.
  • Hire and train new loan officers. Build a strong team of loan originators that dramatically increased branch’s revenues.
  • Review and analyze loan transaction packages for preliminary approval or denial in accordance with bank guidelines.
  • Recognized for exemplary customer service, including outstanding customer satisfaction scores from clients who had applied for a loan.

Mortgage Loan Officer

  • Prepared loan packages and ensured all aspects of closing process were completed on time.
  • Demonstrated skills to initiate manage and close business with ease; ensuring that clients obtained a loan that was not beyond their means.
  • Successfully processed some of the most challenging loan applications (e.g., first-time borrowers, self-employed applicants and borrowers with problematic credit histories).
  • Appreciated for displaying professional conduct, courtesy, and maturity. Furthermore, appreciated for exhibiting professionalism during field days and training sessions.
  • Recognized for developing skills in negotiation, influence through clearly written policies and procedures; followed through with policy guidelines within the bank’s loan application manuals.

How to Become A Mortgage Loan Originator?

Mortgage loan originators must have a bachelor’s degree in a business-related field such as business administration, finance, or marketing. Originators must also be licensed and registered according to the Secure and Fair Enforcement for Mortgage Licensing Act of 2008, including 20 hours of education from an approved course provider. There are also many state-specific examinations required.

As a mortgage loan originator, you must have great interpersonal skills in order to maintain referral relationships and build client networks for loans. You will need to oversee the loan process through closing and articulate with clients and inner-team any complications with the loan process.

Loan originators must have the ability to provide education, advice, problem resolutions, and excellent customer service for borrowers. It is important to Have great communication skills, whether communicating to potential borrowers or lenders, and able to discuss complex and sensitive subjects with clarity.

Mortgage loan originators must have a strong understanding of state and federal laws surrounding loans, to educate both the client and lenders on the process and accuracy of application. Being transparent and articulate in your thoughts and communication will make the loan process easier for the client.

Wrap Up

Mortgage loan originators advise and mentor potential borrowers through the loan application process in bank and other lending institutions. They may work with financial planners and real estate agents to gather more network for more new clients. Their duties start at the beginning of the loan application process and can extend all the way to loan approval and closing.

Hope these samples gave you an idea of what your resume should look like and some tips on how to make sure that your resume stands out from the rest.

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