Credit Underwriter Resume Sample

Credit Underwriters research companies’ financial history to make executive decisions. Their responsibilities include conducting detailed research, verifying income statements, writing policies, analyzing data, mentoring new hires, and evaluating financial statements.

For many, writing a resume can be daunting. If you are working on your own, it is easy to become overwhelmed with the amount of information you need to include and how best to present yourself.

The sample resumes below provide great examples of how to write an effective resume.

The Best Credit Underwriter Resume Samples

These are some examples of accomplishments we have handpicked from real Credit Underwriter resumes for your reference.

Credit Underwriter Resume Sample 1

  • Assembled and reviewed contracts, policies, and applications.
  • Communicated with agents regarding each transaction; developed relationship with agents.
  • Identified and addressed true cause of repair problems.
  • Streamlined underwriting process by bringing together all raw data based upon personal interaction with customers for accurate reporting on insurance applications.
  • Systematically tracked key performance indicators to monitor progress to completion.

Credit Underwriter Resume Sample 2

  • Trained and mentored underwriting personnel in a timely and efficient manner.
  • Adequately developed, handed down, and implemented a detailed manual to facilitate the insuring of student loans.
  • Effectively diagnosed borrower needs accurately while evaluating product terms in order to maximize the opportunity for superior collections.
  • Maintained qualifications as a highly effective credit analyst; effectively sought additional information on applicant’s current financial condition prior to processing loan files.
  • Demonstrated superior knowledge of credit analysis including current standards, forecasting trends, and developing credit policies.

Credit Underwriter Resume Sample 3

  • Qualified High Risk borrowers for loans in excess of $100,000, subject to approval by the state lender.
  • Monitored borrower’s credit scores and payment progress and directed collection efforts.
  • Provided extended protection for lenders through subrogation of losses due to non-payment.
  • Promoted to Management position with 13% bonus increase after exceeding $500,000 in collected monies from borrowers’ subrogation.
  • Awarded President’s Club Award; acknowledged promotion due to dedication towards facilitating loans at maximum efficiency.

Credit Underwriter Resume Sample 4

  • Trained to the full completion, in record time, from Orange Belt to Black Belt in Korean self-defense.
  • Trained to the full completion, taught 2,500 consumers, supervised 144 employees, and served on a number of committees.
  • Fostered personal growth through organizational development and leadership roles by mentoring 1st and 2nd level supervisors.
  • Analyzed over 6 million insurance applications using state-of-the-art software.
  • Certified as Financial Analyst by the NYC Finance Board; provided wholesale insurance quotes to customers.

Credit Underwriter Resume Sample 5

  • Improved underwriting standards by implementing, monitoring, and updating customer credit reporting standards.
  • Achieved consistent productivity level of 6 to 8 new policies reviewed per day; received personal monthly awards for outstanding performance.
  • Provided customer service excellence by answering questions in a prompt and timely manner while maintaining a professional attitude and appearance.
  • Resolved customer disputes through comprehensive reviews of policies, customer accounts, and supporting documentation; provided expedient customer satisfaction with minimal adjustment of payments or coverage.
  • Obtained 100% accuracy with reviewing policy applications using software system; received “Excellence Award” for exceeding 99% accuracy level in 2002.

Credit Underwriter Resume Sample 6

  • Reviewed and underwrote medical policy applications for over $2.1 billion in life insurance coverage.
  • Maintained accuracy in case processing, specifically on errors that were discovered by the Department of Insurance audit process; cost savings were restored to our agency.
  • Secured $10 million of coverage for hospital services based on knowledge of contract and hospital ability to pay within 45 days of acquisition through research and understanding of the state’s complex statutory guidelines.
  • Awarded trophy for exemplary achievement in customer service after resolving a claim dispute between the claimant and our insured; saved the company thousands of dollars in legal fees.
  • Promoted to Underwriter II after a two year probationary period; reviewed, evaluated and recommended coverage for approximately $2 billion of life insurance applications.

Credit Underwriter Resume Sample 7

  • Evaluated applicants for new loans and re-financing of existing loans using underwriting criteria; referred loan to Loan Committee for final approval.
  • Reviewed customer applications and made recommendations regarding insurance coverage, premiums, and deductibles; oversaw staff responsible for implementing insurance policy changes.
  • Oversaw quality control efforts in compliance with Fair Credit Reporting Act.
  • Advised management on important issues by providing a wealth of information on timely market trends and competitive intelligence.
  • Increased company revenues by streamlining agency processes, increasing rigor in underwriting procedures, and analyzing credit data to identify potential high-risk situations.

Credit Underwriter Resume Sample 8

  • Procured approval for over $3 million in insurance premium financing and loans.
  • Approved approximately $40,000,000 in new business and closed over $70,000,000 in credit life.
  • Created a winning year by procuring as much business as possible with little budget; generated more than $800,000 in premium finance charges.
  • Obtained a top grade on an audit based on statistically significant improvements to the productivity of underwriting team while reducing the number of charged-off accounts.
  • Provided customer service to individuals of varying ethnic backgrounds, religions and socioeconomic status.

Credit Underwriter Resume Sample 9

  • Worked monotonous jobs in order to supplement university education.
  • Recognized honors for credit qualification, efficiency, and accuracy; selected for performance awards by management and peer groups.
  • Compiled thousands of application and renewal records in a timely manner resulting in a 92% success rate on handling new risks within the first 30 days of submission.
  • Achieved 100% approval rate on 1st time home buyers with approved credit in 6 months at company-owned branch office due to commitment, determination, and hard work.
  • Self-motivated to recognize and utilize opportunities for personal development.

Credit Underwriter Resume Sample 10

  • Approved a meritorious package of risks that were well under budget and on time. Received a superior rating in all rating areas.
  • Fostered strong team relationships by allowing team members to grow and learn independently while working together as a cohesive unit.
  • Certified credit card application writers to assist clients with proper wording and explanation of policy terms.
  • Earned praise as an energetic, enthusiastic problem solver; regularly exceeded work quotas with exceptional results while maintaining professional attitude throughout the entire process.
  • Awarded an excellent rating in the area of disaster prevention.

Credit Underwriter Resume Sample 11

  • Approved loans with an outstanding approval rate of over 58% and a loan workout rate of only 5%.
  • Resolved difficult customer problems within 24 hours.
  • Reopened previously denied loans in three days by tracking down missing information; received award for a record number of reopened accounts and customer satisfaction.
  • Trimmed the fat from underwriting process by eliminating redundancies and utilizing software to identify underwriting trends.
  • Increased portfolio value through vision for merchandise selection by analyzing customer survey ratings regarding product satisfaction.

Credit Underwriter Resume Sample 12

  • Acquired knowledge of all pertinent aspects of a credit application: including income, assets, liabilities, employment history, and personal references.
  • Assumed in-house training role for new credit underwriters by providing guidance and expertise to ensure quality assurance.
  • Handled accounts in excess of $1 million; handled complex and sensitive cases regarding denied or fraudulent claims.
  • Delivered accounts efficiently; monitored and updated credit situations for assigned accounts weekly.
  • Managed delegated tasks as department supervisor after being promoted to that position.

Credit Underwriter Resume Sample 13

  • Trained and supervised junior underwriters who researched, analyzed, and evaluated risks.
  • Allied with 300 Financial Institutions to obtain, analyze, and retain accurate financial accounts for credit decisions.
  • Authorized credit for composite borrowers; reported monthly to loan portfolio lender on accounts and loss experience.
  • Maintained financial security by keeping an exceptional quality standard of internal controls.
  • Promoted Consumer Protection by ensuring that elderly Borrowers received special consideration when their applications required revision based upon protected age criteria.

Wrap Up

To work as a Credit Underwriter, job requirements may vary between a high school diploma and a Bachelor’s degree in Finance or Economics. Prior work experience is preferred but not required. To succeed as a Credit Underwriter, it is essential to have good analytical skills, logical thinking, attention to detail, organizational skills, flexibility, decision-making skills, and interpersonal skills.

Resumes are a crucial aspect of any job search. In order to make a good first impression, it is important that your resume be formatted and written professionally. To create the perfect resume, think about what skills and qualities you want your future employer to see.

Hope these samples gave you an idea of what your resume should look like and some tips on how to make sure that your resume stands out from the rest.


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